FAQ

The application process is completely online. Submit your basic information, complete KYC and other required verification steps. Your application is then evaluated based on the applicable eligibility and credit assessment criteria.

The eligible loan amount depends on several factors including your income, credit profile, financial information, repayment capacity and the applicable lending policy. The final amount offered may therefore vary from customer to customer.

Eligibility is determined according to the applicable lending policy. Applicants generally need to meet the required age, income, KYC, credit and other verification criteria before a loan offer can be considered.

Depending on the application and verification requirements, you may be asked to provide documents such as PAN, Aadhaar or other KYC information, income details, bank statements and additional supporting documents where applicable.

Eligibility can be assessed using information provided during the application along with applicable verification, financial information, credit bureau data and the lender's internal credit policy. Approval and loan terms are subject to the applicable assessment.

Once all required verification and approval formalities are completed, disbursement is processed according to the applicable lender process. Actual timing can vary depending on verification, documentation and banking processes.

PAIFI takes reasonable measures to protect customer information and uses appropriate security practices during the digital application and verification process. Information is handled in accordance with applicable privacy requirements and policies.

Early repayment or foreclosure may be available subject to the terms and conditions of your loan agreement. Any applicable charges, conditions or restrictions will be communicated in the applicable loan documentation.

For application-related questions, repayment assistance or general support, please use the official PAIFI customer support and grievance channels provided on the website.