IMPORTANT INFORMATION

PAIFI Disclaimer

Please read the following information carefully before using the PAIFI website or applying for a personal loan.

Effective Date: [Insert Date]

General Disclaimer

The information available on the PAIFI website is provided for general informational purposes and should not be considered a guarantee of loan approval, sanction, disbursement or any specific financial outcome.

Loan Approval Is Not Guaranteed

Submission of a loan application does not guarantee approval. Loan applications are subject to eligibility criteria, verification, credit assessment, lender policies and other applicable conditions.

Lender Assessment

The final decision regarding approval, loan amount, interest rate, tenure, fees and other applicable terms is subject to the assessment and policies of the relevant lending partner or regulated entity.

Interest Rate and APR

Interest rates, Annual Percentage Rate (APR), fees and other charges may vary depending on the loan product, customer profile and applicable lender policies. The applicable costs will be communicated through the relevant loan documentation.

Loan Amount

The loan amount displayed on the website or during an application process may represent an indicative amount. The final sanctioned amount is determined after completion of the applicable assessment and verification process.

Eligibility Criteria

Eligibility requirements may differ based on the loan product and lending partner. Meeting an eligibility criterion or receiving an indicative offer does not necessarily mean that a loan will ultimately be approved.

Accuracy of Customer Information

Customers are responsible for providing accurate, complete and authentic information. PAIFI and/or the relevant lender may reject or discontinue an application if information provided is inaccurate, incomplete, misleading or unverifiable.

Credit Information

Credit-related information may be obtained from authorised credit information companies or other permitted sources, subject to applicable consent and legal requirements. Credit information may influence the assessment of a loan application.

Third-Party Services

Certain services may depend on third-party providers, including KYC providers, credit bureaus, payment service providers, technology providers and other authorised service providers. PAIFI may not control the availability or performance of such third-party services.

Website Availability

PAIFI makes reasonable efforts to keep the website and related services available. However, temporary interruptions may occur due to maintenance, technical issues, network failures, system upgrades or circumstances outside our reasonable control.

No Financial Advice

Information provided through the PAIFI website is not intended to constitute investment, financial, tax, legal or other professional advice. Customers should independently evaluate their financial circumstances before entering into any financial obligation.

Repayment Responsibility

Customers are solely responsible for making loan repayments in accordance with the applicable loan agreement. Failure to repay on time may result in applicable charges and other consequences as specified in the loan documentation and applicable law.

Payment Safety

Customers should make payments only through authorised payment channels communicated by PAIFI or the relevant lender. Customers should never transfer money to an unauthorised individual or personal bank account claiming to represent PAIFI.

Fraudulent Activities

PAIFI does not authorise any person to collect unauthorised cash payments or request payments into personal bank accounts in connection with loan processing or repayment. Suspicious activity should be reported through the official support channels.

Electronic Communications

Communications relating to applications, verification, loan servicing and repayments may be provided through permitted electronic channels. Customers are responsible for keeping their registered contact information accurate and secure.

Third-Party Links

The PAIFI website may contain links or references to third-party websites or services. Such links are provided for convenience and do not necessarily represent an endorsement. Customers should review the terms and privacy policies of those third parties.

Information Changes

Product information, eligibility requirements, charges, loan availability and other website information may change from time to time. Customers should rely on the final loan documents and applicable disclosures for the terms governing their loan.

Technology and Internet Risks

Internet-based services may be affected by technical failures, cyber incidents, telecommunications issues, browser limitations or other events beyond reasonable control. Users should take reasonable steps to protect their devices, passwords and account information.

Regulatory and Legal Requirements

Services provided through PAIFI are subject to applicable laws, regulations and policies. Where applicable, lending services may be provided by regulated entities and may be subject to their respective terms, policies and regulatory obligations.

Final Disclaimer

Nothing on this website should be interpreted as a promise or assurance that any applicant will receive a loan or a particular loan amount, interest rate, tenure or other financial benefit. Final terms are governed by the applicable loan agreement and related documents accepted by the customer.

Important Safety Notice

PAIFI does not ask customers to make loan-related payments in cash or transfer money to an individual's personal bank account. Use only official payment channels and verify payment details before making any transaction.

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